This Cookie Policy explains how RetireCalc ("we," "us," or "our") uses cookies and similar tracking technologies when you visit our website at https://retirecalcul.netlify.app/. It explains what these technologies are, why we use them, and your rights to control their use.
For additional questions, contact us at contact@retirecalc.com.
What Are Cookies?
Cookies are small text files placed on your device by websites you visit. They are widely used to make websites work more efficiently, provide analytical information, and deliver advertising tailored to your interests. Cookies can be "persistent" (remaining on your device until you delete them) or "session" (deleted when you close your browser).
Types of Cookies We Use
The table below explains the categories of cookies used on RetireCalc. Because we respect your privacy, we limit cookies to those necessary for basic functionality, analytics, and potential future advertising.
| Category | Purpose | Examples | Duration |
|---|---|---|---|
| Essential | Required for the website to function. Includes navigation, form submission, and security tokens. | Session cookies | Session / Persistent |
| Analytics | Help us understand how visitors interact with the site anonymously. We use Google Analytics to measure page views, traffic sources, and user behavior patterns. | _ga, _gid, _gat | Up to 2 years |
| Advertising | Used by Google AdSense to serve relevant ads based on your browsing history. Includes the DART cookie for ad personalization. | IDE, test_cookie, DSID | Up to 13 months |
| Third-Party | Cookies set by services embedded on our site, such as Google Fonts and Chart.js CDN libraries. | Various | Varies |
Essential Cookies
Essential cookies are necessary for the basic operation of RetireCalc. They enable core functionality such as page navigation, form input handling, and accessing secure areas of the website. The website cannot function properly without these cookies. We use session-based cookies that expire when you close your browser.
Analytics Cookies (Google Analytics)
RetireCalc uses Google Analytics, a web analytics service provided by Google LLC, to collect anonymous information about how visitors use our site. Google Analytics sets the following cookies:
- _ga: Used to distinguish unique users. Expires after 2 years.
- _gid: Used to distinguish users. Expires after 24 hours.
- _gat: Used to throttle request rate. Expires after 1 minute.
This data helps us understand which pages are most popular, how users navigate between pages, and what content is most engaging. All data is collected anonymously and aggregated. Google Analytics does not identify individual users or associate your IP address with any other data held by Google.
Advertising Cookies (Google AdSense)
We use Google AdSense to display advertisements on our site. AdSense uses cookies to serve ads based on your prior visits to our website and other websites across the internet. Key cookies include:
- DART Cookie (DoubleClick): Enables AdSense to serve personalized ads based on your browsing history across websites. You can opt out at Google's Ad Settings.
- IDE: Used for remarketing, ad measurement, and optimization. Expires after 13 months.
- test_cookie: Checks if your browser supports cookies. Expires after 15 minutes.
AdSense may also use web beacons (small invisible images) to count page visits and verify ad impressions. These are included in banner placements and do not collect personally identifiable information.
Third-Party Cookies
Some third-party services we use may set their own cookies on your device:
- Google Fonts: May set cookies related to font rendering. Refer to Google's privacy policy for details.
- CDN Providers: Content delivery networks (jsdelivr.net for Chart.js) may set performance-related cookies.
We do not control these third-party cookies. Please review the privacy policies of these providers for more information.
How to Manage and Delete Cookies
You have the right to accept or reject cookies. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer. Below are links to instructions for common browsers:
You can also opt out of Google Analytics entirely by installing the Google Analytics Opt-Out Browser Add-On. To manage Google's ad personalization, visit Google Ad Settings.
Your Choices Regarding Cookies
If you choose to disable cookies, some features of RetireCalc may not function as intended. Specifically, the retirement calculator itself will continue to work (since all calculations happen in your browser), but analytics tracking and ad personalization will not be available. Disabling cookies does not affect the accuracy of your retirement projections.
Updates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in technology, regulation, or our data practices. When we make changes, we will revise the "Last Updated" date at the bottom of this page. We encourage you to review this policy periodically.
Contact Us
If you have questions about our use of cookies or this Cookie Policy, please contact us at contact@retirecalc.com.
Last updated: July 2026